FAQ
What you should know about Public Adjusters
Below is a list of commonly asked questions about public adjusters and what you should know when looking for a public adjuster to represent your interests during the claims process. Please feel free to look over our Public Adjuster FAQ and contact us if you need more information.
A public adjuster is a state licensed professional who specializes in managing insurance claims and property restoration. Public adjusters work on behalf of the policyholder, rather than the insurance company.
Essentially, we can help prepare, present, and negotiate your insurance settlement after you experience damage to your home or commercial property. Our team of professionals will oversee the entire claims process, ensuring that you receive the maximum possible settlement for your claims.
We can also manage the restoration process for both property and material possessions.
Your insurance company’s claims adjuster is working to settle in a manner that benefits your insurance company. While their adjuster will adhere to the standards outlined in your policy, they will likely not be able to provide detailed estimates due to caseload and time constraints.
Public adjusters, on the other hand, rely on taking time to make detailed estimates. Hiring Finiti Elite public adjuster ensures that you will get the maximum settlement possible within the confines of your current insurance policy.
A Public Adjuster does not have any affiliation to the insurance company, they work in your best interest instead of the insurance company. Public Adjusters typically work on contingency and receive a percentage of the settlement. Meaning they only get paid if you do.
Finiti Elite Public adjusters are very skilled negotiators who use the services of appraisers, contractors, engineers, accountants, and all sorts of other experts as needed. A public adjuster will meticulously go through all the evidence and document everything for you to get the most out of your settlement.
No. It would be a serious violation for any insurance company to discriminate against you in any way for exercising a right given to you by the State of Illinois.
No. This contractor is a preferred vendor of the insurance company and is loyal to the insurance company and not you, the policyholder. This will minimize your claim and in turn lower your restoration budget.